Market calculator

Equivalent value uses the available toman prices and units of the selected source and target assets. It does not fetch a new quote, invent a missing price or execute a transaction.

Made-gold estimate

Enter gold weight and fineness, then any making charge and seller margin. The current tool applies 10% only to the charge and margin, not to the gold itself. Check current transaction rules separately.

Paid making charges and profit percentage

Enter the gold-only weight, karat fineness, the held page quote or a manual 18-karat price per gram, and the total amount paid in tomans. Subtract the raw gold value from the payment. The combined making charge and seller profit equals that remainder divided by 1.10; the tax included in the remainder is the remainder times 10 divided by 110. The combined percentage is relative to the raw gold value. The making charge and profit cannot be separated without more information. The 10% rate is an assumption of this calculator, not invoice validation. Exclude stones and other non-gold components.

Coin premium

The premium table compares market price with calculated fine-gold value from coin weight, purity and the 18-karat gold price. Missing prices or specifications do not produce a valid result.

Real loan rate

Enter the loan amount, the nominal annual rate or the installment, the number of installments, the upfront fee and the blocked-deposit percentage. The installment uses the equal-installment formula; for unequal installments choose stepped yearly installments (for example 10% smaller each year) or a custom installment schedule. The fee and blocked deposit are deducted from month 0 and the deposit returns in the last month. The monthly rate is the internal rate of return of that cash flow; the bank annual rate is the monthly rate times twelve and the effective annual rate compounds monthly. It works only on your numbers and sends no request.